Maybe you’ve never purchased travel insurance before. Or perhaps it’s been several years and a couple of suitcases ago. We know travel insurance plans can be very complex. This week, we will explore the importance of purchasing the right travel protection plan for you and your family.
Insurance is designed to give us peace of mind. It is there to protect us from unpredicted mishaps that may occur while traveling. Yet, it is indeed ironic that our health insurance is often at its most useless when we are farthest from home and on foreign lands. For peace of mind when traveling, the savvy traveler is sure to purchase travel protection, especially health coverage.
Many of us spend thousands of dollars each year in purchasing comprehensive and complete health insurance coverage. That’s great! But, many people are surprised to learn that what is comprehensive coverage within our own country is often useless when we travel abroad. Suppose you have a medical evacuation and need to be moved back home for care or treatment, a medical emergency, or face an unexpected crisis, you will want to avoid the shocking expenses. You should consider the purchase of a travel protection plan.
Some standard features are the cost of trip cancellation/interruption, lost baggage, travel delay, and more. Some plans will even cover the expense of returning your remains to your country of origin in the unfortunate event of death or cover the costs of children or family members who need to be returned home due to your condition.
You can rest when you know your basic needs will be covered without incurring massive expenses.
While the benefits of various travel protection plans can vary, the basic premise remains the same; if something goes wrong, you are covered. Depending on the cost of the plan, you can purchase coverage that will have various maximum limits.
Do not wait until it is too late; only a few dollars spent before you depart can save you thousands of dollars, or more, as long as you remember to make travel protection a staple item in your pre-travel planning. During your trip planning with us, we will discuss your options to make the right decision on the best policy to purchase.